It is very important that you don’t rush into naming ownership, as this is a very important part of your life and of how to manage your investment in buying Real Property.
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This important question is one that real property purchasers ask their real estate, escrow and title insurance professionals every day. Unfortunately, these professionals may identify the many methods of owning property, but they may not recommend a specific form of ownership, as doing so would constitute practicing law and that’s against the law.
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Many people also ask if they can use personal checks to pay for closing fees. Most title insurance companies do not accept personal checks greater than an amount of $250, because it is too much of a risk.
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Although a title insurance company will most likely be provided for you during the mortgage transaction process, be aware that you are not obligated to use any suggested title insurance company.
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Although many homebuyers are free to shop around for a title agent, or a title insurance company, often times they do not do so, because of unfamiliarity with title insurance.
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Educating the consumer greatly helps in advocating smooth and affordable real estate transactions for everyone concerned, and that is why we are issuing perspective on who exactly needs title insurance, from all sides involved.
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