When a managing partner from a prestigious title insurance agency in Manhattan says that homebuyers, consumers, are better off selecting their own title agent to save money on mortgage loan transactions, people listen. In many cases, the real estate agent or mortgage broker select a title agent for the borrower, but this does not have to be the case. [More]

As the sun shines and the house buying starts booming with the spring season, it is important for future homebuyers to realize that they can purchase an owner’s title insurance policy on their property for a one-time fee. These policies are made for the consumer and protect against liens or encumbrances, such as property taxes, unpaid mortgages, or child support liens that could disrupt the homebuyer’s ability to get a mortgage loan. [More]