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What Exactly Do Title Insurance Companies Do?

clock May 13, 2013 06:25 by author MyTitleDirect
Title insurance agents and companies search public records to develop and document the chain of ownership of a property.


What is Title Insurance?

clock May 10, 2013 06:20 by author MyTitleDirect
In many states, like New York for instance, Title insurance is required on every home purchase and refinance transaction. It is important as a homebuyer to know that you also have the right to shop for and choose your own Title Insurance Company. This economy is consumer driven. In theory, you cannot legally be forced to pay for something that you do not want or feel it’s overpriced. The law backs this up by letting consumers (you) research, inquire about, price and choose your own Title Insurance Company. [More]

TITLE INSURANCE: Protecting Your Home Investment Against Unknown Title Defects

clock May 9, 2013 05:35 by author MyTitleDirect
Most first-time homebuyers are familiar with various types of insurance (e.g., auto, life), but have no clue what title insurance is and the role that title insurance plays in real estate transactions. Because of this people are usually taken advantage of by other entities when itcomes to purchasing title insurance. [More]

For Those Buying a Home this Spring Title Insurance Protects Property Rights & Interests

clock May 1, 2013 08:41 by author MyTitleDirect
As the sun shines and the house buying starts booming with the spring season, it is important for future homebuyers to realize that they can purchase an owner’s title insurance policy on their property for a one-time fee. These policies are made for the consumer and protect against liens or encumbrances, such as property taxes, unpaid mortgages, or child support liens that could disrupt the homebuyer’s ability to get a mortgage loan. [More]